When you buy a home, its care and keeping need to become a priority. One way to ensure that its systems and appliances are taken care of is by investing in a home warranty. However, while warranties can be the key to easy home maintenance for some, they’re not right for everyone. If you’ve been thinking about getting one for your home, read this first. We’ve listed out the pros and cons to help you decide if getting a home warranty is the right choice for you.
What is a home warranty?
How a home warranty works?
The benefits of a home warranty
Additionally, it can be a shrewd money move for those who need to budget carefully or simply like to be ahead of the game with their financial planning. With a home warranty, there are fewer unanticipated costs. You’ll know what your premium costs upfront and you’ll know what your deductible is for any repairs that are covered under the warranty, making it much easier to handle the unexpected.
The drawbacks of a home warranty
However, one major pain point of most warranties is that they won’t cover items that have not been properly maintained. Since what constitutes “properly maintained” is very subjective, this clause is often the cause of disputes between the homeowner and the warranty company. Particularly if, say, the previous owner did not take care of the appliance and the new homeowner is left hanging.
Another issue, for some, is that each year money is paid upfront under the assumption that repairs will eventually need to be made. However, that may or may not be the case. Some years, everything may work fine, but you’ll have paid the premium, regardless.
Making the decision
Written by: Tara Mastroeni
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There is an alarming rate between 1000-1500 + Homeless in just the San Bernardino County. Majority are registered under Section 8. There are many out in the street and majority of the reason why they are homeless is because there are not enough homeowners/ homes that are SECT 8 approved. From LA County, Orange County, and San Bernardino County, we can help you guarantee your income, screen tenants after they have been pre-approved with Section 8, take advantage of the marketable pool for tenants to select from to find the perfect tenant for your home, and benefit from the free advertising provided by housing.
Around the Cons
For the routine inspections, as your management team, I am knowledgeable of what is required and necessary to repair or install prior to inspection date. As for the rent control, good tenants of section 8 are well aware of the market rent and are always willing to pay the listed rent, if the rent listed is reasonable. As for difficult tenants, I mentioned before, we would pre-screen them after they have been approved with SECT 8 . For any reason we need to evict, All our evictions have been successful and can be accomplished within 1-2 month.
Source: Homeless Rate: http://wp.sbcounty.gov/dbh/sbchp/wp-content/uploads/sites/2/2016/08/2017-SBC-Preliminary-Point-In-Time-Count-Report.pdf
Source: Article, How to Become a Section 8 Housing Landlord: https://www.moneycrashers.com/become-section-8-housing-landlord-requirements/
If you’re looking to buy new carpet, you’re in good company. According to the trade journal “Floor Covering Weekly,” carpet accounts for more U.S. sales than all other flooring types combined.
With good reason: It’s inexpensive, easy to install and comes in hundreds of colors, textures and styles. Plus it’s soft and warm to the touch, and a good sound blocker. Got kids learning the trumpet? Carpet their room.
With many types of carpet available, making a decision isn’t easy. Here’s a guide to get you started:
The two main types of carpet construction are defined by the way the carpet fibers are attached to their backing.
Loop pile means the fibers are bent into little loops. It’s a very durable, stain-resistant carpeting, but has a low profile and limited cushioning. Within the loop pile family are:
Level loop is also called Berber. This type of carpet features short loops that stand up well in high traffic areas.
Multi-level loops mean the tops of the loops vary in height to give a carpet a patterned texture.
Cut pile carpets cut the yarn tips so there aren’t any loops. Cut pile carpets tend to be denser and softer than loop pile. There are several types of cut pile:
Plush has an even, smooth texture with a formal appearance.
Saxony has a smooth finish, but the fibers are longer and twisted to give each fiber more body. It’s popular, but the longer fibers mean footprints linger and furniture creates dents.
Textured cut pile has fibers of uneven lengths to create a rougher surface texture.
Frieze carpet has long fibers and isn’t recommended for high traffic areas. In its most extreme form, it’s known as shag carpet.
Cable has long, thick fibers and is very comfortable underfoot.
Cut and loop is yet another type of carpet that has both cut pile and loop pile fibers and combines the best qualities of both. It’s good for hiding dirt and stains.
Types of Carpet Fibers
Carpet is made from various synthetic and natural fibers. Each has different characteristics. Nylon is the most popular. It’s durable and resistant to wear. It’s not good at fighting stains, so some varieties include a stain-resistant treatment.
Olefin is resistant to moisture, mold, and mildew and makes a good carpet for basements and outdoors. It’s tougher than nylon, but not as comfortable to walk on.
Acrylic is often used as an inexpensive alternative to wool. It’s not widely available.
Wool is the premier carpeting and the only natural fiber made into carpets. It’s durable and stain-resistant, and it’s considered an ecofriendly floor covering.
There’s no universal grading for carpet quality, so beware of manufacturer’s claims to offer one. Instead, consider weight and density. Weight indicates how many fibers are present in the carpet. The more fibers, the heavier the weight and the higher the quality of the carpet.Density shows how many fibers are in the pile and how closely packed the fibers are. The denser, the better. You can “field test” density with your fingers — if you can feel the carpet backing, the carpet won’t be very dense.
Two types of area rugs that are commonly called “carpets” are Persian carpet and sisal carpet. Both have loop pile construction.
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Investment property is something I wanted to get into since I started property management. Why not build income and help the unfortunate. Residual income is a great way to grow income and build equity with a great tenant. It all starts with the application process and who your tenant is. I can help you walk through this process, and can manage your property.
#HUD #affordablehousing #SECTION8 #BUILDD #ourcommunity